5 Steps to Ensure You Have Enough Homeowners Insurance

Considering homeowners insurance protects what may be the most significant investments of your life, it is critical that you have adequate coverage. But how much homeowners insurance do you need? The truth is that every home has vastly different insurance needs depending on where it’s located, how it’s constructed, what’s inside as well as multipleContinue reading “5 Steps to Ensure You Have Enough Homeowners Insurance”

How Much Federal Employees' Group Life Insurance Do You Need?

For many of us, life insurance is an essential part of our risk management plan; this is especially true if we have dependents. Determining how much coverage you need will vary and is based on personal and financial circumstances, such as your family’s composition, the amount required for immediate expenses, and the amount of ongoingContinue reading “How Much Federal Employees' Group Life Insurance Do You Need?”

Your Federal Employees' Group Life Insurance at a Glance

The Federal Employees’ Group Life Insurance (FEGLI) program provides group term life insurance to eligible Federal Government employees. Unlike whole life insurance products, the FEGLI policy does not build up any cash value, and you cannot borrow from your policy. There are four policy options: Basic life coverage and three forms of Optional coverage. EligibilityContinue reading “Your Federal Employees' Group Life Insurance at a Glance”

Quickstart Guide to Your Federal Employee Health Benefits

The Federal Employees Health Benefit (FEHB) Program provides comprehensive health care coverage for you, your spouse, and your children under age 26. The program does not have waiting periods nor restrictions for pre-existing conditions.       Who Is Eligible? Most Federal employees are eligible, and retirees may be eligible to continue their FEHB coverage if they meetContinue reading “Quickstart Guide to Your Federal Employee Health Benefits”

Quickstart Guide to Your Federal Employee Disability Benefits

What is Disability Insurance? Disability insurance is a type of insurance that pays you a monthly benefit if you become disabled. You could think of it as an income replacement that can help you avoid the financial burden of losing your income if you are unable to work due to an accident, injury, or illness.Continue reading “Quickstart Guide to Your Federal Employee Disability Benefits”

How to Choose a Healthcare Plan

With today’s healthcare options resembling an alphabet soup, choosing a healthcare plan can seem like a daunting task. This quick guide will help you decipher the healthcare lingo and choose the right plan for you and your family. 1: Terminology It’s essential to understand key health insurance terms. Understanding the lingo will allow you toContinue reading “How to Choose a Healthcare Plan”

Lockheed Martin's Disability Insurance

What is Disability Insurance? Disability insurance is a type of insurance that pays you a monthly benefit if you become disabled. You could think of it as an income replacement that can help you avoid the financial burden of losing your income if you are unable to work due to an accident, injury, or illness.Continue reading “Lockheed Martin's Disability Insurance”

Lockheed Martin’s Disability Insurance

What is Disability Insurance? Disability insurance is a type of insurance that pays you a monthly benefit if you become disabled. You could think of it as an income replacement that can help you avoid the financial burden of losing your income if you are unable to work due to an accident, injury, or illness.Continue reading “Lockheed Martin’s Disability Insurance”

Northrop Grumman's Disability Insurance

What is Disability Insurance? Disability insurance is a type of insurance that pays you a monthly benefit if you become disabled. You could think of it as an income replacement that can help you avoid the financial burden of losing your income if you are unable to work due to an accident, injury, or illness.Continue reading “Northrop Grumman's Disability Insurance”

Quickstart Guide to the HSA

As healthcare costs continue to rise, employer-provided healthcare benefits are becoming a critical part of the employee’s arsenal. One such benefit gaining popularity is the Health Savings Account (HSA), a versatile and effective tool for saving for healthcare expenses. Let’s take a look at the plan’s requirements, advantages, and disadvantages. What is an HSA? AnContinue reading “Quickstart Guide to the HSA”