Jose Armenta, MsBA, CFP®, ChFC®, EA
Founder & Lead Financial Planner
At CYP, our mission is simple, to partner with federal employees to create a clear plan for how they can use their money to support their life goals.
Here at Create Your Path
After working at a prominent San Diego wealth management firm that only catered to the affluent, I decided it was time for a change, not just for me but in how federal employees received financial advice.
Up to this point, most firms that served federal employees did so by selling products and making a commission or focused on trying to beat the market and charging a percentage of investments managed.
At Create Your Path, we’re different. We strictly focus on helping federal employees maximize their benefits, lower taxes, and live confidently, knowing they are making smart financial decisions. And we provide this service for a fixed transparent fee. That’s it.
Everything else—our services, our operations, and our outreach—is shaped by this goal.
Every day, I’m inspired by the experience we’ve created for our clients. While I enjoy using my finance degree to get into the technical weeds of financial planning, my first love is spending time with clients, helping them create their paths.
Jose’s Credentials
- MsBA: Financial & Tax Planning – San Diego State University
- B.A.: Finance & Accounting – Columbia College
- Certified Financial Planner (CFP) – The highest standard for personal financial planning in the industry.
- Chartered Financial Consultant (ChFC)
- Enrolled Agent (EA): An elite credential issued by the IRS to tax experts.
- Series 65
I’m also a proud member of the following professional organizations:
- CFP® Board
- Financial Planning Association (FPA)
- National Association of Personal Financial Advisors (NAPFA)
Jose’s Story
The decision to specialize in helping federal employees stems from my experience serving in the Marine Corps as a bomb dog handler. In 2011, I was injured by an IED in Afghanistan and medically retired, along with my bomb dog Zenit.
Despite this unexpected curve in my path, I still had the same “why”: I wanted to be involved in a mission greater than myself and help those I cared about. I knew this meant continuing to work with those who serve our great nation.
When I am not creating financial plans, I enjoy breaching blanket forts with my three little ones, practicing jiu-jitsu, and taking family trips to Legoland.
Learn About How We Can Help You
Now that you know a little about us, learn about our services.
