Jose Armenta, MsBA, CFP®, ChFC®, EA
Founder & Lead Financial Planner
At CYP, our mission is simple, to partner with federal employees to create a clear plan for how they can use their money to support their life goals.
Jose’s Story
I believe the focus of financial planning should be on your “why.” What are your goals and values? Once we’ve identified your path, I will guide you in designing a comprehensive financial plan that’ll allow you to walk that path. Only after we have found the “why” can we create the “how” –and only after understanding your unique desires do we start discussing numbers.
When I first entered the financial services industry, I was discouraged by the type of financial services I saw offered to federal employees, from inappropriate insurance products to patchwork advice focused on trying to “beat the market.” Equipped with a bachelor’s degree in finance and accounting from Columbia College, a master’s degree in financial and tax planning from San Diego State University, and a lifelong awareness of the link between money management and life satisfaction, I became determined to provide real comprehensive financial planning for federal employees that focused on helping them accomplish their goals.
The decision to specialize in helping federal employees stems from my experience serving in the Marine Corps as a bomb dog handler. In 2011, I was injured by an IED in Afghanistan and medically retired, along with my bomb dog Zenit. Despite this unexpected curve in my path, I still had the same “why”: I wanted to be involved in a mission greater than myself and help those I cared about. I knew this meant continuing to work with those who serve our great nation.
My “how” turned out to be launching Create Your Path, a fee-only, independent financial planning firm specializing in advising federal employees. As a former federal employee who has been in your shoes, I am ready to guide you toward the life you envision.
Jose’s Credentials
- MsBA: Financial & Tax Planning – San Diego State University
- B.A.: Finance & Accounting – Columbia College
- Certified Financial Planner (CFP) – The highest standard for personal financial planning in the industry.
- Chartered Financial Consultant (ChFC)
- Enrolled Agent (EA): An elite credential issued by the IRS to tax experts.
- Series 65
Learn About How We Can Help You
Now that you know a little about us, learn about our services.
