Quickstart Guide to Your Federal Employee Health Benefits

The Federal Employees Health Benefit (FEHB) Program provides comprehensive health care coverage for you, your spouse, and your children under age 26. The program does not have waiting periods nor restrictions for pre-existing conditions.       Who Is Eligible? Most Federal employees are eligible, and retirees may be eligible to continue their FEHB coverage if they meetContinue reading “Quickstart Guide to Your Federal Employee Health Benefits”

How to Choose a Healthcare Plan

With today’s healthcare options resembling an alphabet soup, choosing a healthcare plan can seem like a daunting task. This quick guide will help you decipher the healthcare lingo and choose the right plan for you and your family. 1: Terminology It’s essential to understand key health insurance terms. Understanding the lingo will allow you toContinue reading “How to Choose a Healthcare Plan”

Quickstart Guide to COBRA Health Insurance

What is COBRA Insurance? The Consolidated Omnibus Budget Reconciliation Act (COBRA) requires most private sector and state or local government employers with 20 or more employees to provide a temporary continuation of group health coverage for employees who experience a job loss or other qualifying event. And many states have laws like COBRA that coverContinue reading “Quickstart Guide to COBRA Health Insurance”

COBRA Health Insurance at a Glance

What is COBRA Insurance? The Consolidated Omnibus Budget Reconciliation Act (COBRA) requires most private sector and state or local government employers with 20 or more employees to provide a temporary continuation of group health coverage for employees who experience a job loss or other qualifying event. And many states have laws like COBRA that coverContinue reading “COBRA Health Insurance at a Glance”

Understanding Northrop Grumman’s Healthcare FSA

What is a Health Care FSA? A flexible spending account (FSA), also called a “flexible spending arrangement,” is a savings account with specific tax advantages. The accounts are established by employers for their employees. Northrop Grumman offers two types of FSAs: The Health Care FSA and the Dependent Day Care FSA. We will be reviewingContinue reading “Understanding Northrop Grumman’s Healthcare FSA”

Understanding Northrop Grumman's Health Care FSA

What is a Health Care FSA? A flexible spending account (FSA), also called a “flexible spending arrangement,” is a savings account with specific tax advantages. The accounts are established by employers for their employees. Northrop Grumman offers two types of FSAs: The Health Care FSA and the Dependent Day Care FSA. We will be reviewingContinue reading “Understanding Northrop Grumman's Health Care FSA”

How to Compare Northrop Grumman's Healthcare Plan Options

With healthcare costs on the rise, choosing the wrong employer health plan can be a costly mistake. Although the standard advice for picking a health plan is to choose one based on costs alone, cost is not everything. Choosing the right plan involves reviewing not only the out-of-pocket costs but the plan types and networksContinue reading “How to Compare Northrop Grumman's Healthcare Plan Options”

How to Compare Northrop Grumman’s Healthcare Plan Options

With healthcare costs on the rise, choosing the wrong employer health plan can be a costly mistake. Although the standard advice for picking a health plan is to choose one based on costs alone, cost is not everything. Choosing the right plan involves reviewing not only the out-of-pocket costs but the plan types and networksContinue reading “How to Compare Northrop Grumman’s Healthcare Plan Options”

Lockheed Martin's Disability Insurance

What is Disability Insurance? Disability insurance is a type of insurance that pays you a monthly benefit if you become disabled. You could think of it as an income replacement that can help you avoid the financial burden of losing your income if you are unable to work due to an accident, injury, or illness.Continue reading “Lockheed Martin's Disability Insurance”